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Buying a property in Spain from a developer takes place in several stages: choosing a development, a reservation with a deposit (usually €6,000–10,000), a preliminary contract with a payment of 30–40% of the price, and a notarial deed on collecting the keys, when the balance is paid. On top of the price you need to add 10% VAT (IVA), 1.5% AJD tax, approx. 1–2% for notary, translation and registration costs, and the lawyer's fee.
Below we describe the whole process step by step, with an emphasis on new developments on the Costa Blanca and Costa del Sol.
Why buy a property from a developer?
The primary market is chosen both by people looking for a second home and by investors. The main advantages of a new property in Spain:
- modern technology and turnkey finish,
- developer's guarantee – up to 10 years,
- residential complexes with a pool, gardens, parking and security,
- no need for renovation – the property is ready to move into or to rent out straight away,
- flexible payment plans – often without the need for a mortgage at the outset.
Prices of new apartments in Spain are still competitive compared with the primary market in Poland.
Where to look for new properties in Spain?
Three regions are the most popular:
- Costa Blanca – including Alicante, Torrevieja, Guardamar, Orihuela Costa, Villajoyosa,
- Costa del Sol – the Málaga area, Marbella, Estepona,
- Murcia and the Costa Cálida – a cheaper alternative for investors.
As an agency specialising in the primary market, we have access to vetted developments, including some before their official launch (so-called pre-launch).
What does buying a property from a developer look like step by step?
1. Choosing the location and development
Decide what matters most to you: a sea view, proximity to the airport, a quiet neighbourhood or rental yield. On that basis we present matching offers from vetted developers.
2. Reserving the property
Once you have chosen a specific apartment, you sign a reservation agreement and pay a deposit, usually €6,000–10,000. It secures the property until the main contract is signed.
3. Signing the preliminary contract
At this stage you pay 30–40% of the property value. The remainder is payable on collecting the keys. If needed, we help you obtain a mortgage from a Spanish bank.
4. Handover of the property and notarial deed
Once construction is complete, you sign the transfer of ownership with a notary, receive the keys and the full documentation. The property is entered in the register in your name.
5. Registering utilities and management
On your behalf we register the electricity and water meters and the internet. We can also take care of subsequent short-term or long-term rental.
What are the additional costs of buying from a developer?
When buying a home in Spain on the primary market, the following must be added to the price:
- 10% VAT (IVA) – the standard rate when buying from a developer,
- 1.5% AJD (stamp duty on legal documents),
- notary, translation and registration costs – approx. 1–2%,
- lawyer's fees.
Why buy with the help of an agency?
Buying a property abroad is harder when you do not know the local regulations and language. By working with us:
- you pay no commission – in Spain the agency's costs are covered by the developer,
- you have access to pre-launch offers and promotions,
- we take care of all the formalities, including remotely,
- we support you after the purchase – from collecting the keys to renting out and managing the property.
With the right support, buying a new property from a developer is a secure process that can go quickly and smoothly. If you are thinking of buying an apartment in Spain, contact us – we will present vetted developments and guide you through the whole process in your own language.
Download our buyer's guide and find out how to buy a property in Spain in 2025.
Examples of new apartments from developers
Prices do not include VAT.
Apartment 100 m from the beach, Calpe – from 126.91 m², 3 rooms, 2 bathrooms, sea view, communal pool, balcony/terrace. From 524000 €.
Apartment 500 m from the sea – from 99.70 m², 3 rooms, 2 bathrooms, sea view, air conditioning, balcony/terrace. From 289000 €.
Apartment close to the sea – from 124.82 m², 3 rooms, 2 bathrooms, communal pool, balcony/terrace, parking. From 290000 €.
Apartment close to the beach, Javea – from 83.91 m², 2 rooms, 2 bathrooms, air conditioning, communal pool, balcony/terrace. From 274000 €.
You will find more developments under all properties.
Frequently asked questions
What is the reservation deposit when buying from a developer in Spain?
Usually €6,000–10,000. The deposit secures the chosen property until the main contract is signed.
How much do you pay on signing the preliminary contract?
On signing the preliminary contract you pay 30–40% of the property value. The remaining amount is payable on collecting the keys and at the notarial deed.
What taxes do you pay when buying a new home in Spain?
As standard, 10% VAT (IVA) and 1.5% AJD. On top of that come approx. 1–2% for notary, translation and registration costs, and the lawyer's fee.
What guarantee does a developer give in Spain?
The developer's guarantee on a new property applies for up to 10 years.
Does the buyer pay an agency commission when buying from a developer?
No. In Spain the agency's costs are covered by the developer, so the buyer pays no commission.
Aria Spain (Aria Home Invest S.L.U., RAICV no. 4123) sells new-build properties from developers on the Costa Blanca, Costa Cálida and Costa del Sol with no commission for the buyer, and helps with the NIE number, the mortgage, the notary, handover and the transfer of utilities. Book a free consultation and we will guide you through the whole purchase in English.
